as

more and more people transition to a life away from centralized to decentralized and self custody. What are the risks there over the long term? Look, let's just say someone has, they start off, they put 15 grand into the crypto markets today, you know a decade from now. It's worth a half. A million dollars more than make a couple good Investments. Now, they're sitting on this little USB stick somewhere that they have to take custody over are they? They're holding custody of and that they have to worry about because there is a burden that comes with that, right? There's something nice about this idea that if you have a bank account You can kind of sleep, okay, at night knowing that unless you're doing something insanely illegal, that the funds will be there in the morning and there is a route to resolution. If should something go awry in your mind, you know, as crypto, someone over 10, 20, 30 years, their assets, get into the millions of dollars were the protections here. And how do we, how do you solve for that? And then how

do you prevent the

someone kicking? Your front door and holding you up for your crypto. Like are there going to be time delay withdrawals? Like what's your thinking there? Yeah.

It's a great question. And I think it's really fun to imagine. You know, what does the future look like in terms of both self custody and and custody it's a and I think the way that the way that I would answer this is I think what you're going to have is a lot of consumer Choice around these and more than you have today. You know, the let's let's be honest though. Banking system, today has as a lot of difficulties built into it. I mean, I just tried to transfer last week. I tried to transfer money from my French bank account with my name on it to my u.s. Bank account with my name on it and it cost me 45 minutes in the bank, two additional phone calls with the bank and, you know, the kind of indignity of being treated, like I might be a terrorist or a drug dealer, you know, and that's the banking system that we have today. I wanted to buy a mountain bike this week, but I was trying to buy it on the Specialized site with my us card. I still haven't been able to buy the mountain bike and I can't actually do that. My French bank card. It's over the limit of what that will allow me to do an in a day. So, you know, I mean, so this is kind of the world that we're in now, which is often an advertisement for cryptocurrency and and owning your own money.